Vehicle Loan Rates * 36 Month 48 Month 60 Month
New/2010 5.99% 6.49%
2005-2009 6.49% 7.49%
2004 & Older 7.49% 7.99%  
       
Secured & Agricultural Loans (Fixed Rate) APR*
Up to 9 Months 6.25%
Up to 12 Months 6.50%
Up to 36 Months 7.00%
Up to 60 Months 7.50%
Over 60 Months 8.50%
   
Variable Rate  
Rate subject to change quarterly 7.75%
   
Line of Credit  
Up to 1 Year 6.50%
   
Signature  
Up to 36 Months 14.00%
   
Real Estate  
Call for current mortgage rates or go to  
membersmortgageservices.com  
   
Share/Certificate Secured  
Up to 5 Years 3.00%
  above dividend rate
*Annual Percentage Rate
Savings Accounts Rate APY* Min Balance
Shares up to $3,000.00 0.75% 0.75% $5.00
Shares over $3,000.00 1.00% 1.00%  
Daily .50% .50%  
Money Market Shares 1.25% 1.26% $2,500.00
IRA Shares 2.00% 2.02% $10.00 Min Dep
*Annaul Percentage Yield
       
Certificate Term ** Rate APY* Minimum Balance
91 day 1.25% 1.26% $2,500.00
Money Market - monthly 1.50% 1.51% $2,500.00
6 Month 1.50% 1.51% $500.00
1 year 1.75% 1.75% $500.00
18 Month 2.00% 2.00% $500.00
30 Month 2.25% 2.25% $5,000.00

 

 

 

*Annual Percentage Yield   
**Penalty for early withdrawal may reduce the APY

Roll your traditional IRA, Qualified Retirement Plan (QRP), 403(b) or government 457(b) into a Roth IRA at Crossroads in 2010 and you can spread the tax liability over the next 2 years (2011 and 2012 tax years). We offer some of the more competitive rates on IRA shares and certificates.

Your credit union funds are insured by the National Credit Union Administration, a U.S. Government agency. Stop by the Credit Union and pick up a brochure explaining your insured funds.