About Us

Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present. By the first annual meeting in January 1951, 101 members belonged to the credit union. As of the 50th anniversary in 2000, there were over 1,400 members, and membership is constantly growing. On June 27, 2006 Crossroads changed their charter from a federally chartered credit union to a state chartered credit union which brought a name change, dropping the Federal from the name and becoming simply Crossroads Credit Union. It also opened up the membership to a tri-county area (see membership requirements below).

Crossroads was built on the credit union philosophy of "Not for Profit, But for Service." It exists because people care about each other and are willing to put their finances together as part of a caring community. People save money and lend money to other people. The life of Crossroads is people.

Membership

Crossroads Credit Union's field of membership includes anyone who lives, works, worships, or owns a business in Marion, McPherson or Harvey Counties and their immediate family members. Application for membership must be made in person at the Credit Union and requires a minimum deposit of $5.

To assist the government in the fight against terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other photo ID, your social security card and proof of address.

Besides providing saving/investment accounts, checking accounts and loan opportunities, Crossroads also provides notary public services (free of charge) and is a source for Dillon's and Keith's Foods grocery certificates, and Silver Dollar City discount tickets (using our promo code).