We will NEVER call, email or text you telling you that your Account has been locked, frozen, or closed. However, you may receive a text concerning your debit card if fraud is suspected. Otherwise if you receive such a call - hang up! If you receive an email - delete it! Keep your information safe. If you have questions about a call, email, or text, call the credit union at 620-367-2285 BEFORE you do anything else.